Citi is a TPG promoting accomplice.
You probably have a Citi card that earns ThankYou points, you’ll have acquired an e mail you can now redeem ThankYou factors for in-store Walmart purchases.
Whereas we’re all gearing up for vacation purchases, redeeming ThankYou factors at Walmart supplies an underwhelming redemption fee of simply 0.8 cents per ThankYou level — that is not even half of TPG’s valuation.
Here is why it’s best to assume twice earlier than redeeming ThankYou factors at a Walmart money register.
Redeeming ThankYou factors at Walmart
Redeeming your ThankYou factors for in-store Walmart purchases is not troublesome, and no prior enrollment is required.
Whenever you take a look at at a taking part Walmart location with a purchase order of $10.01 or extra, swipe your Citi card on the money register. In case your retailer and buy are eligible, the terminal will then say, “Redeem your ThankYou factors?” and “Use 1,250 factors for $10.”
It is simple to be misled and choose “sure,” leading to a redemption at a fraction of what you could possibly be getting for those who maximize your ThankYou points.
For instance, the 12,500 ThankYou factors wanted to cowl a $100 Walmart buy could possibly be used to e-book a one-way ticket from New York to Berlin. Merely switch factors to Air France-KLM Flying Blue and leverage its November Promo Rewards to e-book this flight. You’d even save 1,250 factors for those who went this route.
Associated: 5 great ways to maximize 80,000 Citi ThankYou points
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Citi playing cards that allow you to redeem factors at Walmart
You may redeem ThankYou factors at Walmart by utilizing any of the foremost Citi playing cards that earn ThankYou factors, together with these with out an annual charge. This consists of the next playing cards:
- Citi Prestige® Card (now not obtainable to new candidates).
- Citi Premier® Card.
- Citi Custom℠ Cash.
- Citi® Double Cash.
- Citi Rewards+® Card.
- Citi ThankYou Most popular Card (now not obtainable to new candidates).
- CitiBusiness® / AAdvantage® Platinum Choose® Mastercard®(now not obtainable to new candidates).
- Citi AT&T Entry (now not obtainable to new candidates).
- Citi AT&T Entry Extra (now not obtainable to new candidates).
- Citi AT&T Common Playing cards (now not obtainable to new candidates).
- Citi Sears Card.
The data for the Citi Status, Citi ThankYou Most popular, CitiBusiness, Citi AT&T Entry, Citi AT&T Entry Extra, Citi AT&T Common and Citi Sears playing cards have been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: The ultimate guide to Citi ThankYou Rewards
Warn your licensed customers
Similar to main cardholders, licensed customers could also be prompted to drop into ThankYou factors at checkout.
You probably have a buddy or member of the family who’s a certified consumer in your Citi card that earns ThankYou factors, think about giving them a heads-up about utilizing ThankYou factors at Walmart.
Associated: Everything you need to know about authorized users
Backside line
You probably have a Citi card that earns ThankYou factors, you might be able to now redeem them at a Walmart money register. TPG values Citi ThankYou factors at 1.8 cents apiece, so Walmart’s disappointing 0.8-cent redemption fee must be prevented for those who’re making an attempt to stretch your factors.
Whereas ThankYou factors from a no-annual-fee card aren’t transferrable to Citi’s full checklist of switch companions, they will nonetheless be redeemed in Citi’s (shaky at finest) journey portal at 1 cent apiece — even that is 20% greater than what you may get at Walmart.