Q. One in all my New Yr’s resolutions is getting collectively all of my funds. I’m married. I earn $90,000 a yr and my husband earns $95,000 with a $10,000 bonus. We each have life insurance coverage via work at two occasions our wage. How way more insurance coverage do we want and what variety? Cash is tight and we now have bank cards we’re paying off so we now have to watch out with how a lot we’re spending.
— Making an attempt
A. The beginning of the brand new yr is a good time to take inventory of your funds.